Today's technology has provided seemingly countless advantages for individuals looking to enhance their own lives and increase their work efficiency. On the flip side, however, some of those same technological advances have opened doors for scammers , hackers, and the like.
When it comes to the world of driving, road travel, and car sales, many would hope that the auto industry would be safe from scams. Unfortunately, from getting cheated on taxi rides to uncovering Mastercard data, driving scams exists all over the world.
While it can be extremely difficult to know when you are being scammed, educating yourself on the scams currently happening around the world, and in Arizona specifically, can help keep you and your personal information protected.
1. Ghost Brokers
Going after youthful drivers, ghost brokers present fabulous insurance bargains by means of websites, online forums, listing sites, etc. What's more, their bargains are eye-catching, ripping off the clueless driver and abandoning them with no genuine protection, a potential criminal record, and fine to boot.
Ghost brokers work in various ways, making it a minefield nearly impossible to navigate for youthful drivers searching for the best insurance deals. Scammers provide false insurance documentation, or provide drivers with real coverage but submit false data to the company providing the insurance, such as the drivers age. When that’s done, the insurance policy is void.
Additionally, the insurance broker may actually purchase genuine insurance with proper data submitted, but cancel the plan two or three months later, all while continuing to collect cash from the now uninsured.
2. Motor Vehicle Information Scams
These illicit schemes seek to acquire individual data from people to be utilized for wholesale fraud or to get credit card and other financial record data with a specific end goal to deplete the assets of a consumer. In the case of this scam, hackers use the Motor Vehicle Department as a hub for their deceitful messaging to pinpoint potential victims and gain their trust here in Arizona.
Those running this scam create documents looking like they originated from ADOT or the MVD to promote a specific service or business. However, this is not a practice that either organization participates in. In fact, there are specific, approved, third-party organizations that have contracts with ADOT for drivers permits, title and registration services, and the like. The ATPs are permitted to advance their business with commercials and solicitations per state law.
Customers can shield themselves from extortion by following these tips:
- On the off chance that you are reached by telephone, email, or regular postal mail by a business other than ADOT, you are not actually working with your Motor Vehicle Department.
- Make sure your current and accurate address is on record with MVD to receive important document. Ensuring MVD has the right address on record limits the likelihood of individual data being conveyed to the wrong address.
- ADOT MVD only has one website for driver license or motor vehicle services: www.servicearizona.com
3. Road traffic accident scam
In the US, there are a developing number of announced cases concerning car crash scams. Thus, road users are scared and getting more concerned every day. The insurance sector is spending roughly $200 million every year because of these scams and has even prompted an increase in auto insurance premiums.
Criminals arrange their scams ahead of time to ensure that dumbfounded drivers get involved in a car crash. At a point when these happen, those in charge of organizing car crash will make personal injury claims so as to exploit innocent individuals and to profit by exorbitant payout sums. Huge numbers of these tricksters will create situations that lead to a road traffic accident, making casualties out of helpless drivers.
Let's learn from Ashley Hardacre
A recent scam almost occurred with Ashley Hardacre but she was aware of roadway scams, and took extra precautions taught to her by her mother.
After work at Genesee Valley Mall in Flint, Michigan on Thursday night, Hardacre got into her car and sighted a bit of bunched up clothing sitting on her windshield. Somebody had hung a blue wool shirt over the glass and secured it under the windshield wiper. The 19-year-old didn't want to put herself in danger by removing the cloth in a dark parking lot, especially after she noticed two running cars nearby. Instead, she got in the car, bolted the doors and headed out, removing the t-shirt at a different location.
She is now using her experience to empower others, specifically women, in similar situations to follow her example. Her powerful Facebook message that has turned into a web sensation on with almost 90,000 shares.
While the hope is that no drivers run into these scams, the sad reality is that many often do. By educating yourself and knowing the types of scams trending in your area could save you for a carjacking or worse.