10 Least Expensive 2016 New Cars To Insure In Tucson Arizona

Right now gas prices are low, so Arizona drivers are saving money. Tucson drivers are also out buying new cars and trucks. In fact 2015 was a banner year for most car companies. But with the variables in car insurance and the high expense of being insured, we thought we should bring you this years list of the top 10 most cost effective new cars to insure in Tucson Arizona.

Insure.com conducts an annual ranking Vehicle insurance pricing by comparing auto insurance rates in every state for more than 2,300 models from six major insurance companies.

Once you have made the decision to buy a new car, it can be easy to get caught up in the excitement of acquiring your new car. It is also easy to overlook costs of ownership that do not wear off long after the new car excitement has. That is why it is important to consider the price of insurance, and that is something a lot of us overlook until we are on the phone with the insurance company right there in the driverseat of our new car while still on the dealership lot (I myself have fallen into this trap only to be surprised at my insurance premium increase!)

For 2016, SUV’s, popular crossovers, and the ubiquitous family hauler- the minivan dominate the list. The reason for this is variables such as the likelihood of theft, the replacement cost of the car itself, the cost of repairs, and the overall safety record of the car all contribute to the insurance rate according to the Insurance Information Institute.
Also engine sizes, even among the same makes and models, can also impact insurance premiums. Cars with high-quality safety equipment might qualify for premium discounts.

Insurers not only look at how safe the car is to drive and how well it protects occupants, they also look at the potential damage a car can inflict on another car. Certain larger vehicles and trucks could inflict more damage on a car than other makes and models, and as a result some insurers may charge more for liability insurance.

How the rankings were compiled

Insure.com commissioned Quadrant Information Services to calculate average auto insurance rates for 2016 models. Averages were calculated using data from six large carriers (Allstate, Farmers, Geico, Nationwide, Progressive and State Farm) in 10 ZIP codes per state.

Averages are based on full coverage for a single 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. This hypothetical driver has a clean record and good credit. The rate includes uninsured motorist coverage.

A wide variety of vehicles in the top 10 means there’s a low-cost insurance option for consumers’ varying needs. Here are the 10 least expensive 2016 models to insure:

2016 Nissan Frontier King Cab
Average annual premium: $1,204

2016 nissan frontier

2016 Jeep Cherokee Sport
Average annual premium: $1,203


2016 Buick Encore SUV
Average annual premium: $1,200


2016 Ford Escape
Average annual premium: $1,194


2016 Jeep Compass Sport
Average annual premium: $1,190


2016 Jeep Wrangler Sport 4WD
Average annual premium: $1,181


2016 Jeep Patriot Sport 2WD
Average annual premium: $1,180


2016 Dodge Grand Caravan AVP 2WD
Average annual premium: $1,174

2016 Honda CR-V LX
Average annual premium: $1,170


2016 Honda Odyssey LX minivan
Average annual premium: $1,113


So if you are in the market for an inexpensive new car that will be easy to insure in Tucson Arizona, you can’t do any better than to purchase one of the models listed above.

And if you are trying to trade in your old beater and want to get top dollar, consider taking it to us for a good detail and some mild autobody touch up or damage repair. Want to know in advance what that might cost?

Click the button below for your free auto body damage repair estimate.

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